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Using a spreadsheet to help you understand your finances

When the debts are mounting up, it can be so difficult to remain organised and efficient. More debt brings more worry, and in the end you sometimes feel that it takes all your energy to keep on track. Here at Bluesky, we offer all the support and guidance you need, and we’re always available to talk when you’re feeling down.

Trying to keep track of your spending, as well as what you owe, isn’t always easy, but if you know how to use a spreadsheet and you have access to a computer it might be simpler than you think. There are a number of financial spreadsheet templates available for free on the web, and these can help you become far more organised.

You can record how much you spend on your usual living expenses, for example, and after a while you might be able to identify patterns that led to your increase in personal debt. You’ll also be able to see how healthy or unhealthy your bank account might be at certain times of the month, and perhaps to monitor which debts are more pressing at any particular time.

The Bluesky team know how stressful it can be when there are debt problems that need to be faced up to, but the feedback we receive from those we have helped in the past tells us that open, honest and regular communication is key. If you’d like to speak to one of our specialists today, all you have to do is pick up the phone.

No Hassle from Creditors

Write off up to 80% of debt

Affordable monthly payments

As part of our service, our trusted provider, who specialise in providing and the management of debt solutions, will explain the available options and recommend a debt solution which is suitable for you. The risks of all suitable solutions will be explained clearly. We’ll be paid for introducing you depending on your debt solution fees may be payable if ongoing services are provided.


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Hi, Paul Here. Don’t worry, this won’t take long.

By the time we’re finished you’ll know if there is a solution to help you with your debt.

Lets start with your name

Please enter your name:

Thank you .

If you were to estimate your debt level, how much would you say you roughly owe?

Choose your amount of Debt:


OK , so your looking for a solution for around £.

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Do you agree?

Great thank you for agreeing.

Just to make you aware, our service is completely free of charge, from information you supply we can advise you on possible solutions in which you can make your own informed decision.

Some of the options we will make you aware of could allow you to write off a large proportion of the debt you owe, so you’ve come to the right place.

How many creditors do you owe money to?

Number of creditors



What kind of creditors do you have?

Types of creditors:
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I really appreciate you giving me this information – it will help in finding you the right solution

How much roughly do you pay towards your debt at the moment?

Employment status:


Thanks. Don't worry, we are nearly finished.

, what part of the country do you live in?



Well, the good news is there is solutions available for you!

Can I have your email address?

Email Address:


And the best phone number to contact you on?

Contact details: